Most dogs are loving and loyal family pets. Unfortunately, every year thousands of people suffer serious personal injures from undisciplined or aggressive dogs. A very high percentage of these dog bite injuries are suffered by minor children. The laws covering dog bite injuries vary widely in each state across the country. Some states allow what is called the “first bite rule” which means that if the owner of the dog had no prior knowledge of it’s propensity to bite then they are not liable for damages to the injured party. At the other end of the spectrum, some states have strict liability statutes governing dog bites and the liability of owners. Strict liability statutes impose liability on the dog owner if his or her dog bites someone in almost all circumstances, unless the injured party was somehow at fault such as having provoked or teased the dog.
Insurance laws also vary from state to state. Some states have enacted statutes requiring dog owners to carry liability insurance on their dogs. Other states require homeowner’s insurance policies cover dog bite liability. Other states have no requirement at all that dog owners carry insurance, leaving victims trying to satisfy medical costs and other damages from the personal assets of the dog owner.
At the Kerr Law Firm we have handled dozens of dog bite injury cases. We have the experience to understand the liability and legal responsibility of dog owners and how to navigate the complex liability insurance issues dog bite cases present. When you are injured you need someone with the knowledge and experience to obtain a fair and just recovery for you and your family. Our main office is in Hilton Head Island, South Carolina. If you or a member of your family has been injured by the negligence of another person or company, call the Kerr Law Firm for a free consultation.